Level 1: look around at year end to see if there are any losses to harvest to cover gains. Level 2: move from mutual funds to ETFs. Level 3: asset location (account vs household for taxable and retirement) Level 4: 351s, long short direct indexing,etc Level 5: customization based on goals (compoundi.
Level 3: asset location (account vs household for taxable and retirement) Level 4: 351s, long short direct indexing,etc Level 5: customization based on goals (compoundi.